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Working capital for boutique fitness studios

Finance the next chapter of your studio

Unlock working capital for the next opening, the next hire, the next equipment refresh. Studios running on Vibefam get pre-qualified financing offers from GXS Bank built on their real revenue, with faster turnaround and less paperwork than typical SME bank loans.

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A boutique Pilates studio mid-fitout flowing into the finished space behind: bare concrete and a wooden ladder in the foreground, a polished hardwood floor with a row of new reformers and a warm gold ring light beyond.

Supporting studio growth beyond software

Most studios outgrow their cashflow long before they outgrow their software. Vibefam, together with GXS Bank, helps businesses close that gap.

Fast Working Capital up to S$200k

Fund a new location, an instructor hire, or a season of marketing without slowing down operations or diluting ownership. Built for the rhythm of a boutique studio's revenue cycle.

No collateral with less paperwork

Say goodbye to tons of paperwork and branch visits. Decisions move at unparalleled speed.

Grow your limit as your business grows

Scale your gym or studio with financing limits that grow alongside your business needs.

A walnut table with three still-life vignettes: a coffee-stained roll of transaction-history paper, a sealed cream envelope with a gold wax seal resting on an agreement folder, and a brass key on a leather fob beside a small notepad.

How it works

Three steps from running your studio on Vibefam to capital in your account.

  1. 1

    Run your studio on Vibefam

    Schedule classes, take payments, and grow your member base on Vibefam.

  2. 2

    Receive a pre-qualified offer

    Eligible studios are notified a pre-qualified working-capital loan from GXS Business Banking through their Vibefam Studio Success Manager, with terms shaped to the studio's revenue rhythm.

  3. 3

    Apply and access funds fast

    Accept the offer in a few clicks. Funds land in your business account in as fast as 1 working day.

GXS Business Banking consists of products and services provided by GXS Bank and GXS Capital (which operates under the legal entity Validus Capital Pte. Ltd., a wholly-owned subsidiary of GXS Bank), both regulated by the Monetary Authority of Singapore. GXS Bank and GXS Capital are separate entities and are not associated with the businesses of Vibefam.

The Working Capital Loan is provided by GXS Capital. Approval of your application for GXS Business Banking products and services is subject to the receipt of all supporting documents, review, and processing time. For full T&Cs, visit https://www.business.gxs.com.sg/gxsc-sme-tnc .

An abstract partnership illustration showing two interlocking gradient ribbons in purple and gold, symbolising the Vibefam and GXS Bank financing partnership.
GXS Bank logo Vibefam x GXS Bank

Unlocking value for our partners

At Vibefam, helping studios grow has never stopped at the software. We partner with banks who understand boutique fitness to put working capital in the hands of studios at the moment they are ready to expand. The result is a financing experience built for the way studios actually run, not the way legacy SME loans are written.

The GXS Bank partnership means a pre-qualified financing offer arrives without a stack of forms, and the path from offer to funds is measured in days.

Vibefam is built to be a partner to your business, not just a tool you pay for.

Find out more

Talk to us to find out more

Book a 30-minute conversation with the Vibefam team to walk through eligibility and what your offer could look like.

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